penny pinching meaning in Chinese

小气，不愿花钱

Although he seems mean and penny pinching , he has had his share of bad luck . first , his baby boy died from a high fever , causing his wife to become a bit batty . then he was burgled , and the 3 million dollars that he scrimped and saved was gone in one night
表面好缩骨，事事计到尽，其实境况可怜凄惨儿子发高烧不幸早逝，老婆伤心到癫同时这数十年来他辛辛苦苦呃埋的300万，竟一夜间俾人爆格，化为乌有！